Retirement Planning

Whether you’re thinking ahead into the future or thinking for the present, retirement planning can begin at any day and age.

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What Stage of Retirement are You in?

The first steps of planning your retirement can be done by determining what stage you are in.

3 Stages
25 – 40 – Early Planning
41 – 59 – Nearing Retirement
60+ - Retired or About to retire

Cash for you:

It is never too early to start thinking about your future. Take advantage of time. The earlier the contributions are made, the more return you’ll see at retirement due to compounding interest. At this stage of planning, your strategy should be focused on growth. There are several investments options to grow your assets – Stocks, mutual funds, TFSA, etc.

Don't be afraid to seek help!

There are many ways you can prepare for your retirement account with Virtual Brokers. If you need additional information on any of our accounts or services, our support staff will be happy to assist you. For advice on creating an ideal retirement plan, please consult your financial institution for actual financial retirement recommendations.

Getting started with Virtual Brokers is easy

  • 1. Open an account online.
  • 2. Speak to one of our New Account Representatives at 1.877.310.1088 option #1 to assist with opening an account.
  • 3. Email us at

Start securing your finances and ensuring your future today.

Open your Account Today

Accounts we offer for retirement

  • Registered Retirement Savings Plan (RRSP)
  • Registered Retirement Income Fund (RRIF or RIF)
  • Locked-in RRSP (LIRA)
  • Registered Life Income Fund (LIF)
And more...

Retiring with VB/What we are offering

We cater towards any individual interested in retirement saving, whether you are five years away from retirement or just simply starting to build your nest egg. We offer a wide range of retirement accounts and low cost commission structures to give you plenty of options.

  • No annual fees for Canadian registered retirement accounts
  • No minimum balance required for any retirement accounts
  • Hold US currency in retirement accounts